Cultural Capital Microlending Program
The Cultural Capital Microlending Fund is committed to mitigating historical power imbalances. Our team provides capital development, loan application assistance, and support services to under-resourced and marginalized business-owners in the Greater West Dayton area. As a source of microcredit, our role is to provide funds for businesses that may not be able to secure funds from a traditional bank or from the Small Business Association.
To apply, click on the application below, download, and fill out. Click the printer button in the top right corner and save the completed application as a PDF. Send the completed application and required documents to Janet White at CityWide jwhite@citywidedev.com. Physical copies of the application and requested documents may also be submitted at the GWDI located at 1105 W Third Street, Dayton, OH during normal business hours.
To apply, click on the application below, download, and fill out. Click the printer button in the top right corner and save the completed application as a PDF. Send the completed application and required documents to Janet White at CityWide jwhite@citywidedev.com. Physical copies of the application and requested documents may also be submitted at the GWDI located at 1105 W Third Street, Dayton, OH during normal business hours.
Interested in learning more before applying and/or need help with the process?
Attend one of our workshops!
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Cultural Capital Program Application Workshops
Our team will be able to assist in the application process, including helping with required documents (financial statements, business plan, etc.), providing program information, and answering any questions that may arise. If you have any questions, please reach out to fcmicrolending@gmail.com |
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FAQ
Who can apply?
All businesses that meet the program criteria can apply. Preference will be given to under-resourced, underrepresented, and marginalized entrepreneurs as well as businesses that support charities, nonprofits, and marginalized communities.
WHEN CAN I EXPECT TO HEAR BACK ABOUT MY APPLICATION?
All applicants will be notified of acceptance or denial within 30 days of the application deadline.
HOW WILL FLYER CONSULTING DETERMINE HOW LARGE OF A LOAN TO LEND?
Each applicant will request the amount they wish within the $500 - $20,000 range, however the final loan amount is determined by the review team based on the project specifications and use of funds.
WHAT ASPECTS OF THE APPLICATION WILL FLYER CONSULTING USE TO DETERMINE THE APPLICANT’S PASSION, PERSISTENCE, AND PLANNING?
Flyer Consulting will holistically access entrepreneurs based on the application, supporting documents, and independent research.
WHAT IF I DON’T HAVE 3 YEARS OF FINANCIAL STATEMENTS/DOCUMENTS?
Submit the documents that you have.
WHAT IF I AM NOT ABLE TO PUT TOGETHER FINANCIAL STATEMENTS?
Flyer Consulting will assist you if requested.
WHAT IS THE TRIPLE BOTTOM LINE FRAMEWORK?
The Triple Bottom Line framework evaluates businesses on their performance in three key areas: social, environmental, and economic.
CAN BUSINESSES JUST OUTSIDE THE DAYTON AREA APPLY?
Everyone is eligible to apply, no matter if you are located in Dayton or not.
IS THERE A CERTAIN AREA OF DAYTON PREFERENCE IS GIVEN TO?
Entrepreneurs located in West Dayton Neighborhoods are given preference.
WHAT SUPPORT SERVICES DOES FLYER CONSULTING OFFER?
Flyer Consulting offers a variety of support services customized to the businesses needs. Some of these services include marketing, business development, customer relationship management (CRM) systems, and financial wellness.
ONCE I AM APPROVED FOR A LOAN AND LENDING STARTS, WHAT DOES THE PROCESS/RELATIONSHIP LOOK LIKE?
Flyer Consulting will reach out to the entrepreneur to set up a meeting to gauge the needs of the business. From there, the team will provide assistance throughout the duration of the loan.
Our Work
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Microlending Local aims to better our students, small businesses, and the Dayton community through the provision of entrepreneurial mentorship and business development services. Through the creation of the Cultural Capital Microlending Program, our team seeks to enable entrepreneurial growth through the empowerment of small business owners. The ultimate goal of Microlending Local is to provide capital and specialized business services to the historically under-resourced, underrepresented, and marginalized entrepreneurs of Dayton.
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Our Partners
GWDI
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CITYWIDE
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LEarn More
Microlending Local is partnering closely with the Greater West Dayton Incubator (GWDI). The GWDI will provide networking opportunities, training and education, consulting services, referrals to other entrepreneurial networks, and additional resources to startups and underrepresented firms. Our team will work alongside the GWDI to help provide these services, especially consultation, training, and education. |
learn more
Microlending Local has worked closely with CityWide over the past few years with work centered around improving the lending experience for CityWide and their clients. Microlending Local has provided services including writing business plans, providing industry analyses, and creating financial projections for CityWide clients. |
